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During the coronavirus pandemic, the Government of Peru made the decision to allow affiliates to the pension system to withdraw a specific amount of their contributions in several stages. The Pension Fund Administrators (AFP) have as their main mission to supervise the funds of the affiliates, who regularly contribute a percentage of their salary to ensure compensation that provides them with a dignified old age when they retire.
In 2023, despite the fact that COVID-19 is already under control, the country continues to face economic challenges. As a result of this situation, four months ago, Podemos congresswoman Digna Calle presented a bill proposing a new withdrawal of funds for system affiliates. Below, you will find more details in the article prepared by Depor.
What amounts do the proposals presented for AFP 2023 Withdrawal indicate?
Below, we will tell you the amount proposed by each of the bills presented in Congress and the uses that affiliates could give to their money in some cases.
- AFP withdrawal of up to 4 UIT (S/19,800)
- AFP withdrawal of up to 3 UIT (S/14,850)
- AFP withdrawal of 50% of funds
- AFP withdrawal of 70% of funds
- AFP withdrawal of 50% of funds for home purchase
- AFP withdrawal of 3 UIT (S/14,850)
- AFP withdrawal of 5 UIT (S/24,750)
- AFP withdrawal of 4 UIT (S/19,800)
- AFP withdrawal of 25% for payment of debts with mortgage guarantee
- AFP withdrawal of 100% for home purchase.
Can you currently request the withdrawal of your AFP?
Yes, thanks to Law No. 30478, contributors can request the release of 25% of their funds to pay the down payment for their first home or amortize the mortgage loan for that property. So if you plan to buy a house or apartment, you can inquire about this option so as not to rely completely on your savings.
AFP 2023 Withdrawal: What is the LINK for consultation with ID?
It should be noted that to date, no bill has been officially issued for the withdrawal of AFP funds this year, therefore, withdrawing from the AFP does not have a link for consultation with ID. However, you could check in the following links how much you have saved in your pension funds. To do this, you must log into your account and check your status.
- AFP Prima: https://miespacio.prima.com.pe/
- AFP Integra: https://www.afpintegra.pe/iniciar-sesion
- AFP Habitat: https://www.afphabitat.com.pe/
- AFP Profuturo: https://www.profuturo.com.pe/Personas
AFP 2023 Withdrawal: What proposals have been presented for release?
Currently, there are 10 bills in Congress requesting that affiliates be allowed to access their money. Seven of the proposals indicate the population's need in the face of the increase in the cost of the basic family basket, and three of them indicate that with this withdrawal, people will be able to pay off debts.
Why haven't the projects proposing AFP 2023 Withdrawal been approved yet?
One of the reasons is that the Committee on Economy, Banking, Finance, and Financial Intelligence of Congress, chaired by Fuerza Popular congresswoman Rosangella Barbarán, must put it on the agenda so that she and her team can analyze each of the proposals.