Link for AFP withdrawal 2023: how to calculate the amount and from when you could access it.

During the coronavirus pandemic, the Peruvian Government made the decision to allow members of the pension system to withdraw a specific amount of their contributions in several stages. The Administradoras de Fondos de Pensiones (AFP) have as their main mission to oversee the funds of the affiliates, who regularly contribute a percentage of their salary to ensure compensation that provides them with a dignified old age when they retire. In 2023, despite COVID-19 being under control, the country continues to face economic challenges. As a result of this situation, four months ago, Podemos congresswoman Digna Calle presented a bill proposing a new withdrawal of funds for system affiliates. Below you will find more details in the article prepared by Depor.

What amounts do the proposed proposals indicate for the 2023 AFP Withdrawal?

Below, we tell you the amount proposed by each of the bills presented in Congress and the use that affiliates could give to their money in some cases.

• AFP withdrawal of up to 4 UIT (S/19,800)
• AFP withdrawal of up to 3 UIT (S/14,850)
• AFP withdrawal of 50% of funds
• AFP withdrawal of 70% of funds
• AFP withdrawal of 50% of funds for home purchase
• AFP withdrawal of 3 UIT (S/14,850)
• AFP withdrawal of 5 UIT (S/24,750)
• AFP withdrawal of 4 UIT (S/19,800)
• AFP withdrawal of 25% to pay debts with mortgage guarantee
• AFP withdrawal of 100% for home purchase.

Can you currently request the withdrawal of your AFP?

Yes, thanks to Law No. 30478, contributors can request the release of 25% of their funds to pay the down payment on their first home or amortize the mortgage credit on that property. So if you plan to buy a house or apartment, you can inquire about this option so as not to rely entirely on your savings.

2023 AFP Withdrawal: What is the consultation LINK with your national ID?

It should be noted that to date, no bill has been officially approved for AFP withdrawal this year, therefore, withdrawing AFP funds does not have a consultation LINK with the national ID. However, you could check in the following links how much you have saved in your pension funds. To do this, you must log into your account and find out your status.

• AFP Prima: https://miespacio.prima.com.pe/
• AFP Integra: https://www.afpintegra.pe/iniciar-sesion
• AFP Hábitat: https://www.afphabitat.com.pe/
• AFP Profuturo: https://www.profuturo.com.pe/Personas

2023 AFP Withdrawal: What proposals have been presented for the release?

Currently, in Congress, there are 10 bills requesting that affiliates be allowed to access their money. Seven of the proposals indicate the population's need due to the increase in the cost of the basic family basket, and three of them indicate that with that withdrawal, people will be able to pay off debts.

Why have the projects proposing the 2023 AFP Withdrawal not been approved yet?

One of the reasons is that the Commission on Economy, Banking, Finance, and Financial Intelligence of Congress, chaired by Fuerza Popular congresswoman Rosangella Barbarán, must include it in the agenda so that she and her team can analyze each of the projects.