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In many countries around the world, including Peru , the products that are part of the basic basket have experienced an increase in their price, and this situation has caused people to devise ways to be able to buy them and feed their families. As a result, numerous households are facing difficulties in acquiring the necessary food to maintain a healthy diet.
In the face of this overwhelming situation, various bills have been presented in the Congress of the Republic that propose the possibility of allowing the partial withdrawal of pension funds managed by the AFPs (Pension Fund Managers). These proposals establish specific amounts and modalities for such withdrawals.
These projects seek to provide people with additional economic support, similar to what happened during the coronavirus pandemic when this option was also allowed for taxpayers, although with certain established criteria and considerations. In order to obtain more information on this matter, Depor has prepared an article that provides details on the link to request the withdrawal, possible amounts, and other relevant information on the subject.
AFP Withdrawal 2023: What proposals have been presented for the release?
Currently, there are 10 bills in Congress that propose allowing affiliates to access their funds. Of these proposals, seven highlight the population's need due to the increase in the cost of the basic family basket, while three argue that through this withdrawal, people will be able to cope with their debts.
What are the links to make the AFP Withdrawal 2023?
Since the withdrawal proposal has not yet been officialized, no link has been shared to request it. However, while the proposals are being analyzed, we recommend using the following links to check the amount of money in your AFP.
- AFP Prima: https://miespacio.prima.com.pe/
- AFP Integra: https://www.afpintegra.pe/iniciar-sesion
- AFP Hábitat: https://www.afphabitat.com.pe/
- AFP Profuturo: https://www.profuturo.com.pe/Personas
What amounts has Congress proposed for the AFP Withdrawal 2023?
- AFP withdrawal of up to 4 UIT (S/19,800)
- AFP withdrawal of up to 3 UIT (S/14,850)
- AFP withdrawal of 50% of funds
- AFP withdrawal of 70% of funds
- AFP withdrawal of 50% of funds for the purchase of housing
- AFP withdrawal of 3 UIT (S/14,850)
- AFP withdrawal of 5 UIT (S/24,750)
- AFP withdrawal of 4 UIT (S/19,800)
- AFP withdrawal of 25% to pay debts with mortgage guarantee
- AFP withdrawal of 100% for the purchase of housing.
Can you currently request the withdrawal of your AFP?
Indeed, thanks to Law No. 30478, affiliates have the possibility of requesting the release of 25% of their funds in order to use it for the down payment on their first home or to amortize the mortgage loan associated with said property. Therefore, if you are considering buying a house or apartment, you can explore this option to not depend completely on your savings.